Building Your Credit

A credit score is a number that summarizes your credit risk, based on a snapshot of your credit report at a particular point in time.

Credit scores affect whether you can get credit and what you pay for credit cards, auto loans, mortgages and other kinds of credit. For most kinds of credit scores, higher scores mean you are more likely to be approved and pay a lower interest rate on new credit.

This educational session will help you understand credit, how to increase your credit score, and address 5 credit misconceptions.